Sarah, 32
Archetype
91%
Success
Burning out in tech, wasn't sure she could afford to stop early
Saw a 91% chance of retiring at 55 with $2.1M
Portfolio$185K
Saving$3.5K/mo
TimelineRetire at 55
StrategyGuardrails
Know exactly when you can retire
Free forever. No credit card required.
Will My Money Last?
See your real odds -- not a guess
See your actual probability of success across bull markets, crashes, and everything in between. Not a single assumed return -- a full distribution of outcomes.
Retire at 60 — Base PlanSaved
Success
87%
Median
$1.8M
Retire
Age 65
DeterministicMonte Carlo
BandsPathsHistogram
90th
75th
Median
25th
10th
Retire at 55 or 60?
See exactly what changes -- and what it costs you
Retire at 55 vs 60? Part-time work? Relocate? See the impact side-by-side with clear metrics and actionable insights.
Compare Scenarios
Retire at 60Primary
Success Rate
74%
Retirement Age
60
Portfolio Value
$450K
Retire at 62
Success Rate
91%
Retirement Age
62
Portfolio Value
$520K
| Metric | Retire at 60 | Retire at 62 | Winner |
|---|---|---|---|
| Success | 74% | 91% | Retire at 62 |
| Retire Age | 60 | 62 | Retire at 60 |
| Portfolio | $450K | $520K | Retire at 62 |
One Question. One Answer.
Social Security, Roth conversions, FIRE -- each tool gives you a number
From Social Security optimization and Roth conversions to FIRE calculators and pension analysis. Each tool gives you a specific, actionable answer.
Roth Conversion
Current Balance$500K
Tax Bracket24%
Expected Return6.5%
Advanced Settings
Tax Savings
$84K
Breakeven
Year 8
14 more specialized calculators
Social Security
FIRE
Medicare
Pension
Withdrawal
Am I On Track?
One screen. One number. Updated daily.
Track portfolio health, milestone progress, and projections in one place. Always know exactly where you stand.
87%success
On Track
3.8%
withdrawal rate
32
years runway
Retirement Countdown
Jun 15, 20347
years
5
months
12
days
78% of working years completed
Portfolio Value
$1,240,000US Stocks45%
Int'l Stocks20%
Bonds25%
REITs10%
Why You Can Trust the Numbers
Built on 150+ years of real market data
1
Real Market History
Every crash, boom, and recovery since 1871 -- not made-up averages.
2
Thousands of Scenarios
Your plan gets stress-tested against thousands of possible futures.
3
Your Odds, Clearly Stated
A single number: the chance your money outlasts you.
4
Change Anything, See It Instantly
Tweak your numbers and watch your odds move in real time.
Data from 1871 to presentEvery formula explainedNo black boxesSame math the institutions useOptimize Social Security, Medicare, and tax strategy
Read Full MethodologyThe difference between claiming Social Security at 62 vs 70 can exceed $100,000 over your lifetime.
We run the math for you.
Features
Everything you need to plan with confidence
Professional-grade tools designed for clarity, not complexity.
Monte Carlo Simulations
Test your plan against 1,000+ market scenarios using historical data back to 1871.
Methodology based on peer-reviewed research spanning 150+ years of market data
Portfolio Tracking
Connect real accounts or manually track assets with live Yahoo Finance data.
Withdrawal Strategies
Compare 4% rule, VPW, guardrails, and other methods side-by-side.
The 4% rule was validated by the Trinity Study across 75 years of market data
Multiple Scenarios
Create and compare what-if scenarios: early retirement, part-time work, relocation.
FIRE Calculators
Coast FIRE, Barista FIRE, Lean vs Fat FIRE, and more specialized tools.
Benchmarked against Federal Reserve savings data
Social Security Optimizer
Find your optimal claiming age based on longevity and spousal benefits.
Pension Analysis
Compare lump sum vs annuity options with breakeven analysis.
Healthcare Planning
Model ACA subsidies, Medicare costs, and healthcare bridge scenarios.
Already Actively Managing Your Portfolio?
Add the RetireMe Investing Engine to your Retirement Confidence plan. 5 TradingView indicators working as one unified decision system.
Investing Engine visual placeholder
Starting at +$99/mo. Includes everything in Retirement Confidence.
See the RetireMe Investing EnginePricing
Simple, transparent pricing
Start free. Upgrade when you need the full plan. No hidden fees.
A financial planner charges $2,000-5,000 for this analysisYou get the same projection engine -- on your schedule, for the price of a streaming subscription.
Free
Explore the projection engine. See your first answer.
$0 / forever
- 1 scenario
- 200 simulations
- 3 core calculators
- 5 assets
- 2 strategies
- Milestone tracking
Retirement Confidence
The full retirement-planning toolkit. Run every scenario you can think of.
- Unlimited retirement scenarios
- 10,000 Monte Carlo simulations
- All 15 specialized calculators
- Social Security optimization -- a $100K+ lifetime decision
- 5 withdrawal strategy comparisons
- Side-by-side scenario comparison
- Real-time portfolio tracking (unlimited assets)
- Data export (CSV + JSON)
- Sensitivity analysis
FAQ
Frequently asked questions
Examples
How others used RetireMe
Three real planning archetypes -- not testimonials, but the kind of question RetireMe answers.
Michael, 58
Archetype
89%
Success
Teacher 7 years out, terrified he'd run out of money in his 80s
78% success rate -- raised to 89% by delaying Social Security to 67
Portfolio$420K
Saving$1.2K/mo
TimelineRetire at 65
StrategyVPW
Linda & James, 45
Archetype
84%
Success
Dual income, stuck debating whether retiring 2 years earlier was worth the risk
Scenario comparison showed retiring at 60 vs 62 costs $180K
Portfolio$650K
Saving$4K/mo
TimelineRetire at 60
StrategyFloor-Ceiling
Build your own scenario
Free forever. No credit card required.
Your money either lasts or it doesn't
Hoping isn't a plan. See your real odds—free.
Free forever. No credit card required.