Changelog
Updates to our calculation models, assumptions, and data sources.
2026
Documentation Accuracy Audit
Reviewed and corrected our methodology page, glossary, FAQ, and changelog to ensure everything accurately reflects how the app works.
- •Corrected default inflation assumption from 2.5% to 3%
- •Clarified that planning horizon is user-configured (no fixed default)
- •Updated data sources section to reflect what we actually use
- •Clarified tax treatment: flat effective rate (default 22%) in projections
Homepage Redesign
Complete homepage redesign with product previews, a refreshed visual style, and improved navigation.
- •New hero section with animated product preview
- •Product showcase highlighting key features with visual mockups
- •Streamlined How It Works section
- •Improved visual design across the homepage
Expanded Free Tier
Monte Carlo simulation is now available to all users. Free tier expanded with more features accessible without a subscription.
- •Monte Carlo simulation unlocked for free users (up to 500 runs)
- •More dashboard features available on the free tier
- •Premium features now focused on exports, unlimited scenarios, and advanced tools
- •Updated pricing page with clearer free vs premium comparison
Flexible Billing & Referrals
Choose between monthly and annual billing, invite friends with referral codes, and manage your subscription more easily.
- •Monthly and annual pricing options with savings on annual plans
- •Lifetime access option available
- •Referral program: share your code and earn credits when friends subscribe
- •Improved subscription management with billing portal
- •Grace period for failed payments before access is interrupted
Milestone Tracking
Track your retirement milestones with projected dates, probability estimates, and a visual timeline.
- •Curated milestone template library to get started quickly
- •Projected completion dates based on your scenario
- •Timeline view showing your journey to retirement
- •Milestone detail panel with notes and progress tracking
- •Milestone markers on simulator projection charts
- •Dashboard widget showing upcoming and overdue milestones
15 Specialized Calculator Tools
All 15 calculator tools rebuilt with instant results, sensitivity analysis, personalized recommendations, and auto-populated inputs from your scenario.
- •Instant auto-calculation as you adjust inputs
- •Sensitivity analysis showing which inputs matter most
- •Personalized recommendations based on your numbers
- •Auto-populate tool inputs from your primary scenario
- •Compare tool results against your scenario values
- •Retirement Date, Savings Rate, Roth vs Traditional, Social Security Claiming, Social Security Spousal, Coast FIRE, Barista FIRE, Lean/Fat FIRE, Mortgage vs Invest, Pension vs Lump Sum, Income Gap, Medicare Costs, ACA Subsidy, Withdrawal Strategies, Healthcare Bridge
Simulator Improvements
New input options and chart types for the retirement simulator, plus refreshed informational pages.
- •Monthly/yearly frequency toggle for contribution and spending inputs
- •Balance bar chart for deterministic projections
- •Refreshed About, Privacy, Terms, and Contact pages
Dual Simulation Methods & Strategy Expansion
Two simulation methods to choose from, five withdrawal strategies, and tiered access with free and premium plans.
- •Historical Bootstrap simulation using 150+ years of market data
- •Parametric simulation using per-asset return data
- •5 withdrawal strategies: Fixed Dollar, Percentage, Guardrails, VPW, Floor-Ceiling
- •Free tier: 1 scenario, 10 assets, up to 500 simulations
- •Premium tier: unlimited scenarios and assets, up to 10,000 simulations
- •CSV data export for premium subscribers
Initial Release
Launch of RetireMe with Monte Carlo simulation, withdrawal strategies, and transparent methodology.
- •Monte Carlo simulations with configurable run count
- •Fixed Dollar and Percentage withdrawal strategies
- •Per-asset return data for portfolio modeling
- •Configurable inflation assumptions
- •Success rate and percentile band visualizations
Documentation Launch
Added methodology documentation so you can see exactly how your projections are calculated.
- •Full methodology explanation with interactive demo
- •Glossary of retirement planning terms
- •FAQ addressing common questions
- •Changelog for tracking updates
Ready to see your own numbers?
Open the simulator and stress-test your plan against 150+ years of market history. Free tier available forever — upgrade to Retirement Confidence or Investing Engine when you need more power.